Licensed CPA · Dallas–Fort Worth, Texas
Ruiz Financial Services provides expert bookkeeping, financial reporting, and consulting services to small businesses, contractors, and entrepreneurs across Texas.
Accurate, organized records so you always know where your business stands financially.
Clear, professional financial statements that give you and your stakeholders full visibility.
Strategic financial guidance to help you make informed decisions and grow with confidence.
About
Ruiz Financial Services was founded to serve small business owners, contractors, and entrepreneurs who need more than just a tax preparer — they need a trusted financial partner who understands their world.
As a licensed CPA and U.S. veteran based in the Dallas–Fort Worth area, Humberto Ruiz brings discipline, precision, and genuine commitment to every client engagement.
Whether you're just starting out or scaling up, Ruiz Financial Services is built to grow with you.
Services
Monthly bookkeeping services to keep your accounts accurate and your records clean. We handle transaction categorization, bank reconciliations, accounts payable and receivable, and payroll support — so you can focus on running your business.
Professional preparation of financial statements including income statements, balance sheets, and cash flow statements. Whether you need reports for internal decision-making, lenders, or investors, we deliver clear and accurate financials.
Strategic guidance on budgeting, cash flow management, business structure, and financial planning. We work alongside you to understand your goals and build a financial strategy that supports long-term growth.